*Annual Percentage Rate (APR) as low as 2.49% Annual Percentage Rate (APR) for well-qualified buyers with a FICO* of 765 or higher for terms up to 36 months. Vehicle must be financed onside at Young Automotive Dealership with Goldenwest or USU Credit Union as the lender. Your first auto loan payment will be deferred for 90 days from vehicle purchase date. **Gas card offer only available with GWCU financing. Must be on vehicles $5,000 or greater value. Terms and conditions apply. Available for a limited time. Equal Opportunity Lender.